Kilroy's is now offering a retail credit program through Commonwealth Ordnance.

(916) 572-0119


Step 1. Complete the credit application. You will be asked to provide your basic demographic information including your monthly household income. Remember to add the income of everyone in your household including your spouse’s if applicable, even if you are applying just for yourself. Select the APPLY NOW icon above.

Step 2. Read and acknowledge the Application Agreement (Consent to Review Credit), Privacy Policy, ACH Acknowledgement Notice and Consent to Receive Information Electronically by checking the appropriate box and then submitting your application. ​Within 60 seconds you will receive your initial credit decision; either an approval or a denial. If you are approved move on to Step 3 of the process. If you have been denied, you will receive a letter in the mail with the specific reason(s) for the denial. 

Step 3. Upload an image of your current state issued photo identification and recent paystub within the past 30 days to the customer portal. U.S. Credit will not accept information via fax or email.

Step 4. Contact Kilroy's staff at 916-572-0119 or email to place your order. Remember the minimum financing amount is $500.00. If purchasing online from our website, please select email with item number(s), description and quantity. We currently do not have a loan checkout option available on our web page. If purchasing from our store in West Sacramento, please come in with your approval and we will get your order set up.

Step 5. When your product invoice is complete you will receive an email from with a link to your documents. You will be prompted to electronically sign your documents. Once the esignature process has been completed U.S. Credit, Inc. will disburse payment directly to the dealer. You will be notified by Kilroy's Staff when your order is complete and your purchase is ready to be picked up or shipped.